ABOUT/AUTHORS
Rafael Ortiz

Rafael Ortiz

Retirement & Tax Editor, CPA
Bitcoin IRAs Taxes Estate planning
Rafael is a practicing CPA who has prepared crypto tax returns since 2018 — hundreds of them, from single DCA buyers to miners with depreciation schedules. He has opened, funded, and rolled over real accounts at every bitcoin IRA provider reviewed on this site.
He spent a decade at a regional accounting firm before specializing in digital-asset taxation. At Bitcoin Almanack he writes the IRA reviews, the tax guide, and the cost-basis explainers — reviewed each season against current IRS guidance, with dates on every claim.
10
IRA providers tested with real rollovers
8 yrs
preparing crypto tax returns
39
reviews & guides published here
HOW I REVIEW
I open a real account, move real money, and sit through the actual rollover paperwork and fee schedule before reviewing any provider. Tax guidance cites the specific IRS publication or ruling, with the date checked — and when the rules are genuinely unsettled, the article says so instead of guessing. Our full methodology →
DISCLOSURES
Rafael holds bitcoin in a self-directed IRA (provider disclosed in reviews) and prepares crypto tax returns professionally; he accepts no compensation from providers reviewed. Reviews may contain affiliate links, which never affect scores. Some drafts are prepared with AI assistance and are fact-checked and edited by the author before publishing.
Full disclosure policy →

Fact-checked work

Every review and guide by this author is checked by a second editor before publishing.
How we review →